General Liability Insurance

General liability insurance protects your business in the event someone makes a claim against it for bodily injury or property damage. On a daily basis, your company touches the lives of many people, including contractors, clients, customers and the general public. And at any given point, one or several of these people could claim that your business has caused them bodily injury or property damage and bring a lawsuit against it. Such a claim may expose your business to the costs of defending itself as well as the damages associated with it. Having a general liability policy in place can mean the difference between keeping the doors open or going out of business when you face unforeseen circumstances.

Typically, general liability policies provide:

• Premises liability coverage, which offers protection against the costs of injuries on your business property.
• Products liability coverage, which offers protection against the costs of damage to property and injury to people caused by your products or services.
• Personal and advertising injury liability coverage, which offers protection against the costs of injury caused by certain offenses arising out of your business, including slander, libel, wrongful eviction, copyright infringement in your advertisement and more.

What does commercial general liability insurance cover?

Travelers commercial general liability insurance covers a variety of claims for damages that can result from:

• Injuries that happen on your property, such as those from slips or falls .
• Bodily injury or property damage to a third party caused by your work, products or your employees' activities .
• Liability of others assumed in specifically defined contracts .
• Libel, slander or business disparagement .
• Copyright infringement in your advertisement .